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Credit Score

Every business entity that borrows will generally have a business credit profile, from which the business credit score is taken from. While a number of firms track business profiles, the main business profile tracker is the Paydex system, which works like the FICO score for personal credit score …

The 5 Basic Elements Of A Credit Report

Credit Score

In modern times, people apply for various forms of credit, whether to pay for their home mortgage, college tuition, or buy a new car and more. Many people also make purchases with credits, and many people today even own more than one credit card. However, a person cannot simply wish to receive credit as they please, because they will need ...

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No Credit History? How To Gain Your Credit Score

Credit Score

According to conventional definition, a credit score refers to a numerical expression, which represents the person’s credit worthiness. A credit score is generally based on a credit report that’s obtained from the major credit bureaus. According to the US Faire Credit Reporting Act, a person can get a free copy of their credit report from the major credit bureaus, namely” ...

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How To Repaid Your Credit Score In Less Than One Year

Credit Score

A person’s credit score is a very valuable number. It defines the individual’s credit worthiness, and allows or disallows a person’s access loans and other forms of financing. If you just found out how nasty your current credit score is, you may be thinking of ways to how to fix or rehabilitate it, in just a year. The good thins ...

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How To Interpret Your Business Credit Report: 5 Tips

Credit Score

A business credit report is similar to a school kid’s “grades”, although the grades refer to a small, medium or large business entity’s dependability to handle its debt’s, as well as the ability to qualify for loan from creditors. Here are 5 helpful tips for interpreting and evaluating your business credit report. Payment History When evaluating your payment history, check ...

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Credit Score Monitoring And Starting A New Business

Credit Score

For those planning to start their own business, credit score monitoring is an important and “must-do” step, which helps protect a businesses’ ability to borrow from lenders, at competitive interest rates. In getting a deeeper understanding of the value of credit score monitoring, a business owner must first analyze how their business credit profile is built, and learn what the ...

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Credit Monitoring Service: The Pros And Cons

Credit Score

A credit monitoring service is a facility which helps people effectively handle, and keep tabs on their credit history, to determine if they are viable for availing any form of financing. With so many credit monitoring agencies in operation these days, most of these are reputable, while some companies are nothing but pure scams, who usually charge excessive fees. A ...

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Controlling Your Debt: How To Boost Your Credit Score

Credit Score

A credit score acts much like your high school report card. It features a three-digit “grade”, which reflects a person’s credit worthiness to potential creditors, banks, insurance companies, mortgage companies and even employers. The higher your score, the greater will be your chances of availing credit. Here’s how to control your debts, and boost your credit score. Review Your Creidt ...

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Building Your Business Credit Profile: 5 Top Tips

Credit Score

Each and every business entity today, whether small, medium or large, needs some credit to start, or maintain and expand their businesses. In order for your business to build a steady business credit profile, you need to employ a number of steps to ensure that your enterprise has a fresh connection with various established lenders and creditors. Here are 5 ...

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Been Bankrupt? How It Can Hurt Your Credit Score

Credit Score

A lot of things can have a negative effect on a person’s credit score. Among these include late credit card payments, unpaid medical bills or apartment rentals, a really large debt load, and bankruptcy. During the past five years, more and more people have filed for bankruptcy, either because of the lingering recession, or because of personal financial blunders. While ...

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Basic Overview Of Credit Score Ranges

Credit Score

A person’s credit report is essentially an ongoing look at his or her personal information, and provides a deeper insight on how well the individual manages his or her finances, and pays their debts. The individual’s financial data is submitted to a credit reporting agency by creditors, debt collection agencies, the courts and other public or federal agencies. Once a ...

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