Are you contemplating gastric bypass surgical procedure to do away with extra weight? Perhaps, you might be questioning how much the process would value you and if it is roofed by insurance coverage.
Prepare to spend much to have the ability to shed extra pounds. Nowadays, weight reduction or bariatric surgical procedure prices round $20,000 to $35,000. In reality, the price of weight reduction surgical procedure has gone down considerably prior to now years. It varies relying on the standard of process itself, the expertise of the surgeon, the medical staff that may assist in the operation, and the extra post-surgery companies that a affected person availed of.
Insurance Coverage for Weight Loss Surgery Patients
Is the price of weight reduction surgical procedure coated by insurance coverage firms? If a affected person has insurance coverage, he could pay a part of the fee or nothing in any respect. A variety of medical health insurance firms have thought-about weight problems as a severe well being drawback, so that they cowl a part of or all of the bills incurred in weight reduction surgical procedure. This is as a result of weight reduction surgical procedure can really save them cash in the long run. Insurance protection for weight reduction surgical procedure relies on the insurance coverage agency itself, the actual insurance coverage coverage, and the state the place the affected person is situated (since there isn’t any insurance coverage protection in some states). Also, insurance coverage protection is given solely to certified candidates or those that meet particular standards set by an insurance coverage firm.
The following are the standards that a weight reduction surgical procedure affected person should meet to qualify for insurance coverage protection:
Obesity for at the least 5 years earlier than the surgical procedure
Minimum of 100 lbs. of extra weight
Showed severe efforts to shed extra pounds by means of eating regimen and train however to no avail
No historical past of alcoholism
No historical past of despair or different psychological issues