Are you considering gastric bypass surgery to get rid of excess weight? Perhaps, you are wondering how much the procedure would cost you and if it is covered by insurance. Prepare to spend much to be able to lose weight. Nowadays, weight loss or bariatric surgery costs around $20,000 to $35,000. In fact, the cost of weight loss surgery has gone down significantly in the past years. It varies depending on the quality of procedure itself, the experience of the surgeon, the medical team that will help in the operation, and the additional post-surgery services that a patient availed of.
Insurance Coverage for Weight Loss Surgery Patients
Is the cost of weight loss surgery covered by insurance companies? If a patient has insurance, he may pay part of the cost or nothing at all. A lot of health insurance companies have considered obesity as a serious health problem, so they cover part of or all the expenses incurred in weight loss surgery. This is because weight loss surgery can actually save them money in the long term. Insurance coverage for weight loss surgery depends on the insurance firm itself, the particular insurance policy, and the state where the patient is located (since there is no insurance coverage in some states). Also, insurance coverage is given only to qualified candidates or those who meet specific criteria set by an insurance company.
The following are the criteria that a weight loss surgery patient must meet to qualify for insurance coverage:
- Obesity for at least five years before the surgery
- Minimum of 100 lbs. of excess weight
- Showed serious efforts to lose weight through diet and exercise but to no avail
- No history of alcoholism
- No history